Oxygen Concentrator Financing Options

Financing from an Oxygen Partner You Can Trust

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In addition to our standard payment options of cash, credit cards, and wire transfers, Oxygen Concentrator Store has several affordable financing solutions available for our customers.

Financing an oxygen concentrator or sleep product can seem a little overwhelming, particularly for a first-time buyer. But understanding financing doesn’t have to be a difficult process. Once you've selected the accurate oxygen product, you have two payment options: pay in full or finance the product. Financing will increase the total cost of the product. This is because you're paying for the cost of credit (interest and other loan costs) in addition to the cost of the product.

Our oxygen specialist will work hard to secure the best deal for you with a process that’s as stress-free as possible.

Interested in financing an oxygen product? Learn more below to get started:


Affirm offers easy financing – without a catch with no gimmicks like deferred interest or hidden fees. Oxygen Concentrator Store Financing

Affirm strives to keep you out of unhealthy debt by providing fair, transparent credit so you can pay over time for the things you love. We offer affordable monthly payments at a pace you choose—usually 3, 6, or 12 months—so you're in control. From day one, you know how long you'll pay, and you know how much you'll pay because we never charge late fees or other hidden fees.

Read the Affirm Help Center for Frequently Asked Question

Why Customers Select Affirm

Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.


For nearly 30 years CareCredit, from Synchrony, has helped millions of people pay for needed and desired care and health expenses. CareCredit is a health, wellness and personal care credit card accepted through a national network of more than 195,000 healthcare providers and health-focused retailers.

With shorter term financing options of 6 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date.* This also extends longer term healthcare financing for 24, 36 or 48-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full.

CareCredit Advantages
  • Credit decision within seconds
  • Small, affordable payments, designed to fit any budget
  • 6 months deferred interest or 24, 36 or 48 months financing options
  • Manage your account from a convenient website
Apply for an Oxygen Concentrator from Care Credit

* No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the 6 month promotional period. If you do not, interest will be charged on the promotional purchase from the purchase date. If your purchase qualifies for a 24-month promotional offer, fixed monthly payments are required equal to 4.1667% of initial promotional purchase amount until promotion is paid in full. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. For all other promotional offers, the regular minimum monthly payment terms of the account will apply. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance, except the fixed monthly payment will apply until the promotion is paid in full. For new accounts, Purchase APR (interest rate) is 26.99%. Minimum Interest Charge is $2. Existing cardholders should see their credit card agreements for their applicable terms. Subject to credit approval.

Paypal Credit

Paypal Credit is a PayPal service that lets you buy now and pay later. Think of it as a secure, instant, and reusable credit line without the plastic. Paypal Credit is available as a payment option at thousands of online stores and once added to your PayPal account, it can be used almost everywhere PayPal is accepted.

To apply, simply enter your birth date and the last 4 digits of your Social Security number, then accept the terms. You’ll get an approval decision in seconds. PayPal Credit is subject to credit approval and offered by WebBank, Salt Lake City, Utah.

Why Customers Use PayPal Credit

How PayPal Credit Works
After customers open their accounts (including credit check), PayPal Credit asks customers at every purchase to fill out the last 4 digits of their SSN and their date of birth. The approved customer can then pay the bill by mail (check(, phone or online (via bank account) at PaypayCredit.com. Paypal Credit accounts can be linked with PayPal accounts by visiting https://billmelater.com/linkpaypal. Once the Paypal Credit account is linked to PayPal, it becomes a funding option within the PayPal account and gives the option to pay off the Paypal Credit balance.

Customers also get an email whenever they are declined. In cases when they are declined and they don’t receive declined email/letter, they can contact Paypal Credit Customer Service to check if it was not a system issue. Paypal Credit isn’t a credit card but a revolving line of credit offered by WebBank, Salt Lake City, Utah. The company will charge late payments just like a credit card company.

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